Resilience, Incident & Crisis Management

Business Continuity & Disaster Recovery

Operational Resilience & Crisis Management

What is Business Continuity & Disaster Recovery?

Business Continuity and Disaster Recovery are not the same thing, though they are often treated as if they are.

Business Continuity is about maintaining essential functions during a disruption: keeping the organisation operating, protecting what matters most, and continuing to serve customers and stakeholders while the pressure is on. Disaster Recovery is about restoring systems, data and infrastructure after a significant event. Both are necessary. Neither is sufficient on its own.

Together, they represent the operational foundation of an adaptive enterprise: the capability to absorb disruption, keep functioning, and recover without losing ground that took years to build. DCR helps organisations design and embed that capability, moving beyond documented plans toward something that actually works when it needs to.

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The challenges

Most organisations have some form of Business Continuity and Disaster Recovery (BCDR) planning in place. The challenge is rarely the absence of a plan. It is the gap between what the plan says and what the organisation can actually deliver under real conditions.

That gap tends to show up in familiar places:

Plans that have not been tested: BCDR plans need regular testing and updating to remain effective. In practice, many organisations struggle to prioritise this alongside day-to-day operational demands. The result is documentation that reflects how the organisation operated when the plan was written, not how it operates now.

Complexity that has outgrown the framework: Modern IT environments combine on-premises infrastructure, cloud systems and hybrid architectures. Third-party dependencies have deepened. The operational footprint has grown. BCDR frameworks that were designed for a simpler environment often cannot keep pace with the complexity they are now expected to cover.

Regulatory expectations have risen: For financial services organisations in particular, the FCA and PRA's operational resilience rules have raised the bar significantly. It is no longer sufficient to have a plan. Organisations must demonstrate that they can remain within their impact tolerances under disruption, and that their continuity capability has been tested against realistic scenarios.

People do not always know what to do: A BCDR plan is only as effective as the people expected to execute it. Where training and awareness have not kept pace with the plan itself, the gap between documented process and actual response widens quickly under pressure.

How to solve it

DCR works with organisations to build business continuity and disaster recovery capability that is genuinely operational: tested, proportionate, and designed for the conditions the organisation would actually face.

Risk assessment and business impact analysis: We identify the threats and vulnerabilities that matter most for your organisation and assess the operational and financial impact of different disruption scenarios. That gives the BCDR framework a foundation in real risk rather than assumed risk.

Important Business Service mapping and operationalisation: We work end-to-end through each Important Business Service, translating high-level continuity plans into operational reality. That means capturing workarounds, understanding critical dependencies, and building the detailed process knowledge that makes a plan genuinely usable under pressure, not just defensible on paper.

BCDR plan development and implementation: We develop tailored plans that address the specific risks and operational profile of your organisation, and support the implementation of the processes, technologies and procedures needed to make them work.

Testing, training and exercising: We design and run exercises that test BCDR capability under realistic conditions, surface the gaps between assumed and actual performance, and build the muscle memory that makes the difference when something real lands. Plans improve through testing. Organisations improve through practice.

Regulatory alignment and audit preparation: We provide guidance on meeting FCA, PRA and other regulatory requirements for business continuity, ensuring that plans are compliant, auditable, and aligned with current expectations, not just when they are written but on an ongoing basis.

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The benefits of our services

The DCR team has worked with banks, building societies, insurers, wealth managers and other financial services organisations across the full BCDR lifecycle: from initial assessment and plan development through to testing, regulatory review and ongoing maintenance.

What we bring:

Operational reality, not documentation: The measure of a BCDR capability is not the quality of the plan. It is whether the organisation can execute it under real pressure. DCR's approach is built around closing the gap between the two: designing frameworks that reflect how the organisation actually operates, and testing them against conditions it would actually face.

Proportionate and practical: We calibrate our approach to the actual risk profile and operational complexity of your organisation. BCDR frameworks that are too elaborate create overhead without improving resilience. Frameworks that are too light leave genuine exposure unmanaged. We build for the ground you are actually on.

Connected to the wider resilience picture: Business continuity and disaster recovery do not sit in isolation. They connect to how the organisation manages its third-party dependencies, its cyber resilience, and its crisis management capability. DCR works across those dimensions, so BCDR is integrated into the adaptive enterprise rather than sitting as a standalone workstream.

The organisations that recover well from disruption are not the ones that were lucky. They are the ones that prepared deliberately, tested honestly, and built continuity capability into how they operate, not just into what they have documented.

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